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	<title>Toronto Real Estate Dreams</title>
	<link>http://www.torontorealestatedreams.ca</link>
	<description>Todd Black&#039;s Blog About The Toronto Real Estate Market And Life In Toronto</description>
	<lastBuildDate>Wed, 15 Dec 2010 16:12:27 +0000</lastBuildDate>
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		<title>What Is Real Estate Title?</title>
		<description><![CDATA[If you are a first time buyer, you may feel a little overwhelmed by all the real estate buzz words flying around you. Pre-approval, land transfer, mortgage insurance, these are all phrases you will hear as you go through the process of buying a home. But one of the most important term you will hear [...]]]></description>
		<link>http://www.torontorealestatedreams.ca/2010/12/what-is-real-estate-title/</link>
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		<title>Buying An Historical Home</title>
		<description><![CDATA[With the price of homes at an all time high, you may be tempted to buy a fixer upper. Many of them can be had for a steal. But be careful that your anticipated labour of love does not become a crippling money pit. There are many reasons to consider an older or historical home. [...]]]></description>
		<link>http://www.torontorealestatedreams.ca/2010/11/buying-an-historical-home/</link>
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		<title>Fixed Versus Variable Mortgage Rate</title>
		<description><![CDATA[Choosing the right mortgage can be a bit of a challenge. But understanding your options when it comes to the interest rate associated with your loan should be your very first step. Should you opt for a fixed rate mortgage where your monthly payments will remain the same for three or five years or are [...]]]></description>
		<link>http://www.torontorealestatedreams.ca/2010/09/fixed-versus-variable-mortgage-rate/</link>
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		<title>Avoid Overpricing Your Condo</title>
		<description><![CDATA[In today’s hot real estate market, it seems that both buyers and sellers are suffering from real estate fever. Eager buyers are snatching up properties faster than they ever have before while sellers are reaping the benefits of common multiple offer situations. If you want to take advantage of this fantastic market environment, be careful [...]]]></description>
		<link>http://www.torontorealestatedreams.ca/2010/08/avoid-overpricing-your-condo/</link>
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		<title>Are Families Being Pushed Out Of Downtown Toronto?</title>
		<description><![CDATA[The downtown core of Toronto has exploded over the last two decades. Everywhere you look new condominium projects were going up, sometimes at a dizzying speed. This translated into an increase of the downtown Toronto population of more than 20 percent. But who is moving in to these units? When you consider that more than [...]]]></description>
		<link>http://www.torontorealestatedreams.ca/2010/07/are-families-being-pushed-out-of-downtown-toronto/</link>
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		<title>How The HST Could Impact Your Real Estate Transaction</title>
		<description><![CDATA[If you are thinking of buying or selling a condominium, you may want to do it before July 1, 2010. This is the date where the new Harmonized Sales Tax (HST) will come into effect. This new tax will blend the current GST of 5% and the Provincial Sales Tax of 8% into an harmonized [...]]]></description>
		<link>http://www.torontorealestatedreams.ca/2010/06/how-the-hst-could-impact-your-real-estate-transaction/</link>
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		<title>Renovations With The Most Impact</title>
		<description><![CDATA[If you are like the majority of Canadians, the summer months are often spent on various renovation projects. Whether you are planning a small clean up and paint or are thinking about ripping out the kitchen, be careful of how you spend your renovation dollars. You want to focus on upgrades that will boost the [...]]]></description>
		<link>http://www.torontorealestatedreams.ca/2010/06/renovations-with-the-most-impact/</link>
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		<title>The MLS System Is Poised For Change</title>
		<description><![CDATA[It is a little known fact but the MLS (Multiple Listing Service) was created in the late 1800s. It is a bilateral agreement between the NAR (National Association of Realtors) and the CREA (Canadian Real Estate Association) whereas one broker can distribute a list of properties to all other parties involved with either the CREA [...]]]></description>
		<link>http://www.torontorealestatedreams.ca/2010/04/the-mls-system-is-poised-for-change/</link>
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		<title>Condo Prices May Come Down In Toronto</title>
		<description><![CDATA[When the new mortgage qualification rules were announced earlier this year by the Finance Minister Jim Flaherty, many would be home buyers let out a collective gasp. These new rules were created to slow down the country wide problem of house poor home owners. But many are voicing their frustrations. Under the new mortgage qualification [...]]]></description>
		<link>http://www.torontorealestatedreams.ca/2010/04/condo-prices-may-come-down-in-toronto/</link>
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		<title>My first blog post!</title>
		<description><![CDATA[This is my first blog post. I&#8217;ve never had a diary, nor have I documented day to day facts, but I&#8217;ve been told in today&#8217;s ever increasing technological world that as an agent I need a blog. I&#8217;ve also been told it&#8217;s supposed to be fun, so here it goes: my first blog ever! And [...]]]></description>
		<link>http://www.torontorealestatedreams.ca/2010/02/my-first-blog-post/</link>
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